bermudez.marcelo
Marcelo Bermudez is a commercial real estate and business capital access expert, a Certified Exit Planning Advisor (CEPA) & State Bar of California Commercial and Civil Mediator. He helps business owners and real estate investors with strategies to maximize business, personal and financial goals and access the capital they need to make it happen
He is a recipient of the Fulfillment Fund Tom Sherak Inspiration Award & USC’s Widney Alumni House Award for excellence & community. Marcelo is a Ventura County Leadership Academy alumni dedicated to studying awareness of critical issues in business, education, government, infrastructure, agriculture, housing & transportation
He is a recipient of the Fulfillment Fund Tom Sherak Inspiration Award & USC’s Widney Alumni House Award for excellence & community. Marcelo is a Ventura County Leadership Academy alumni dedicated to studying awareness of critical issues in business, education, government, infrastructure, agriculture, housing & transportation
Strategic Secrets of Credit Scores in Business and Commercial Real Estate Finance In the dynamic world of commercial real estate finance and…
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The Case for Real Estate versus the Appeal of the S&P 500 The S&P 500, representing 500 of the largest companies listed…
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February 22, 2024
Understanding Closing Protection Letters in Commercial Real Estate Finance In the intricate landscape of commercial real estate transactions, a multitude of…
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January 26, 2024
Traditional advertising often blends into the background. German craft beer brand BRLO has taken a bold step that's turning heads and sparking…
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November 10, 2023
In the intricate world of real estate and finance, both the broker and mediator bring unique and valuable insights into transactions. They…
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When 1031 Fails, 453 Prevails: A Guide to Smart Real Estate Tax Strategy The Internal Revenue Code (IRC) provides taxpayers with…
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Introduction: In the vast landscape of real estate investment strategies, the Delaware Statutory Trust (DST) stands out as an increasingly popular mechanism.…
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Real Estate Line of Credit vs. Traditional Refinance: A Comprehensive Analysis In the intricate world of commercial real estate financing, property investors…
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September 4, 2023
Introduction Today, we delve into a compelling real-life story of a venture that began as a promising night market event, promising…
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In recent years, cohousing has emerged as a viable and increasingly popular housing solution for those seeking a more community-oriented way of…
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August 28, 2023
Profit or Pitfall? Owner/Investor Q&A Hello, I'm Marcelo Bermudez, Chief Executive Officer of Shokunin, Inc. My journey in the business world isn't…
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August 11, 2023
Crowdfunding has rapidly become an effective way for startups, individuals, and nonprofits to raise funds for their projects or initiatives. It's an…
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August 11, 2023
How Not to Get Screwed Buying a Franchise As a capital provider and exit planning advisor, I've helped several clients with review…
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Understanding financial statements is crucial for business owners to make informed decisions. One of these essential statements is the Profit and Loss…
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August 10, 2023
For a business to thrive, it's crucial to understand the key financial metrics that reflect its operational efficiency. One such crucial metric…
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As a business owner, it's natural to consider pursuing big clients to accelerate growth and increase revenue. However, it's essential to carefully…
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Profit margins hold a pivotal role in business financial management, providing valuable insights into the operational efficiency, profitability, and overall financial health…
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August 9, 2023
Deciding whether to buy or lease a property for your business is a significant decision that can impact your financial stability and…
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August 9, 2023
Your boss is ready to retire and you have become the ‘go-to’ person for everything. The owner wants to pass it on…
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Becoming a supplier to the government can be an enticing opportunity for businesses. However, it's crucial to carefully assess whether your business…
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August 8, 2023
When it comes to funding your business, exploring government grants and credit lines can be attractive options. Both provide financial support to…
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August 7, 2023
When it comes to financing the expansion of your business, finding the most cost-effective options can help you maximize your resources and…
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When applying for a business loan, you're often required to provide a 24-month financial projection. This requirement might seem arbitrary or even…
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Building a strong business credit profile without relying on personal guarantees or using your personal tax identification number (TIN) is an achievable…
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When dealing with financial institutions, you may often find yourself asking, "Does my bank truly understand my business, particularly its cash flow…
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When seeking financing for your business, it's important to demonstrate to lenders that your business is prepared to handle contingencies or unexpected…
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One of the most significant decisions a small business owner must make is whether to lease or buy equipment. Each option has…
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August 5, 2023
Cash flow is the lifeblood of any business. It fuels daily operations, supports growth, and ensures that obligations to suppliers and employees…
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August 5, 2023
Small Business Administration (SBA) loans are often touted as a go-to source of funding for small and medium-sized businesses (SMBs). While they…
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August 4, 2023
Small Business Administration (SBA) loans can be a lifeline for businesses seeking capital. However, securing one isn't always a straightforward process. It…
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When seeking financing for your small to medium-sized business (SMB), one of the key decisions you'll face is choosing between a secured…
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August 3, 2023
Economic trends significantly impact the financial landscape for small to medium-sized businesses (SMBs). Fluctuations in the economy, such as periods of inflation…
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Refinancing a business loan involves replacing an existing loan with a new one, often with a lower interest rate or more favorable…
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August 2, 2023
Accessing funds to grow your small to medium-sized business (SMB) often involves securing a business loan. One crucial aspect of many business…
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August 2, 2023
Every industry undergoes market trends that impact various aspects of a business, including business financing. Understanding these trends can be key to…
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When securing a loan for your small to medium-sized business (SMB), understanding your business loan agreement is crucial. This document contains all…
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August 1, 2023
Business financing is a crucial part of starting and growing any enterprise. However, obtaining financing isn't always straightforward - it often depends…
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July 31, 2023
Cash flow management is critical for the success of every small and medium-sized business (SMB). A healthy cash flow ensures you can…
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Every small to medium-sized business (SMB) will face the need for additional capital at some point in its lifecycle. This capital could…
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In a world of constant business evolution, adequate working capital can mean the difference between stagnation and growth. This essential resource helps…
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In the dynamic world of small and medium-sized businesses (SMBs), having access to readily available funding can be a game-changer. One versatile…
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In the world of small and medium-sized businesses (SMBs), myths and misconceptions about business loans abound. These can create unnecessary apprehension, keeping…
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Navigating the financial landscape can be complex, particularly for small and medium-sized businesses (SMBs). With various financing options available, it's crucial to…
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July 28, 2023
Grab your passport and travel to Ixtapa to enjoy our piece of heaven on the beach. We have a full-service offering for…
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For small and medium-sized businesses (SMBs), maintaining positive cash flow can be challenging, especially when unexpected expenses arise, or sales are seasonally…
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In the ever-evolving world of business finance, new lending models are continually emerging. One of these models that has proven beneficial for…
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In the ever-evolving world of business finance, new lending models are continually emerging. One of these models that has proven beneficial for…
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July 27, 2023
As a small or medium-sized business (SMB), managing cash flow is crucial for sustainable growth. When customers delay payments, it can create…
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As a small or medium-sized business (SMB), maintaining a healthy cash flow is essential to your operation's stability and growth. Invoice factoring,…
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In the world of international trade, securing the necessary financing is critical for success. Trade finance is a cornerstone of global business,…
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Mediation: A Path to Ensuring Continuity in a Family-Run Construction Business In the heart of our region, there's a family-run construction business…
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As a small or medium-sized business (SMB), maintaining, upgrading, or purchasing new equipment can represent a significant financial challenge. Equipment financing is…
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July 18, 2023
As a small or medium-sized business (SMB), managing cash flow is crucial for sustainable growth. When customers delay payments, it can create…
Posted by bermudez.marcelo
As a small or medium-sized business (SMB), maintaining a healthy cash flow is essential to your operation's stability and growth. Invoice factoring,…
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This is a common situation in the world of technology and startups, and it's a good idea to take steps to protect…
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The June 24, 2023, Financial Times article by Silvia Sciorilli Borrelli discusses Gucci and the importance of effective succession planning in preserving…
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June 15, 2023
With the nuclear family in the minority, Build-to-Rent (#BTR) is not the panacea for solving the housing crisis The traditional model of…
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June 15, 2023
I’ve been swimming for a few weeks now, but my body is still sore and adjusting to this new workout. When the…
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June 15, 2023
You’re ready from a personal perspective to maximize your business value if you: Have a written personal plan outside of the business…
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June 13, 2023
Personal Goal Setting: – Planning to Live Your Life Your WayBy the Mind Tools Content Team Planning to Live Your…
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My fellow Ventura County Leadership Academy Cohort XXVII Member, Atticus Reyes, a Field Representative for the California State Assemblymember Steve Bennett,…
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Trying to balance revenue, employees, and a product or service is challenging. Never mind if you’re paying yourself properly as an owner…
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June 9, 2023
I’ve been transitioning the family to step away from gifts during the holidays and think about experiences and investments. This year, my…
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June 8, 2023
I love watching business leaders like Alex Hormozi, and the guys at My First Million share ideas and stories on business growth.…
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June 8, 2023
I swam my best laps from a consistency perspective today. I stopped less in between turns. My breathing, although still a challenge,…
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June 7, 2023
Profile: A white, successful, and elderly couple inherited a business with no debt 50 years ago. The sale will net a mid-seven…
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I have three dogs which means we have a great relationship with a groomer. We have been going to her for ten…
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As tenant rents and bank/CMBS loan delinquencies increase, both the lender and owner want to protect the property and their interests. A…
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Senior independent living and cohousing are both options for older adults looking for housing, but they have distinct financial and social costs.…
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Longer leases - Even though the tenant improvement cost is higher up-front, you can lure tenants willing to sign longer leases. Community…
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In a world of TL;DR, here are my article notes and highlights for Los Angeles Times Article “A snapshot of new…
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June 2, 2023
Reduce Your Duration to Floating Rate Turbulence – Not all banks lend on the prime rate. Seek relationships with banks or brokers…
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June 1, 2023
He is a person with #autism and although he has passed the written part of driver’s ed, he is deciding if…
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Things I can’t control The past The future The economic cycle What Others Think Things I can control: What I read, see,…
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Always learning and sharing knowledge Patient but ready to act when opportunity knocks Doesn’t argue with reality – Uses data to…
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How Business Owners can find revenue opportunities in the Infrastructure Bill https://www.quickbridge.com/blog/how-small-businesses-can-benefit-from-the-infrastructure-bill/ How the Inflation Reduction Act will create opportunities for small…
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May 29, 2023
I care for my elderly parent with #dementia It means I wash a lot of laundry. A lot. The machine never stops.…
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Shanghai and Chengdu are going through a 60-year drought. No rain means less water causing hydroelectric power output to falter. There are…
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May 28, 2023
The Beauty of the Bolt-On Acquisition 2023 will be a great year for bolt-on acquisitions. This strategy is used when a larger…
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Commercial Loan Workout or Modification? Tomāto / Tomahto? Three things to prepare for either. Negative leverage is here. You need diplomacy to…
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A Worthwhile Alternative to Foreclosure: Receivership The LA Times reported that the City of Los Angeles is seeking to assign a receiver…
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May 24, 2023
I drank from a firehose to learn all the jargon, acronyms, and details that are important to bring value as an advisor…
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May 22, 2023
Only one-third of family businesses go on to succeed past the first generation. Only nine percent go on to the second generation. Why do transitions fail?
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May 22, 2023
The Guardian newspaper covered the unlikely city, O’Fallon, IL and its similarities to Paris, France. The City’s master plan follows the same…
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My wife and I care for my parents in our home. Dad passed away in early 2022. Mom turned 87 last month,…
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I have a free downloadable personal review journal using six words to transform your 2023. It's in the comments. Here are some…
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May 20, 2023
Shame and Rage Goal Setting Notes from the "My First Million" Podcast “How To Set Goals For Lazy People | Goal Setting…
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As the market turns, new opportunities will show up to buy existing businesses or real estate. The music will stop as owners:…
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May 19, 2023
Councilmember Martinez and I have similar background stories. We are the same age, grew up in the same neighborhood, have immigrant parents,…
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The, CEO, Hubert Joly had a plan to create value in 2012. Instead of building large distribution centers, Joly used every store…
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Roy Carroll follows Warren Buffet’s investment strategy: Find good companies and don’t trade a lot. He finds good land, develops them into…
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Wrong Found a space to lease so I can finish my financial model and capital raising deck for a new business…
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May 15, 2023
Creativity is a complex and multifaceted concept that is often associated with the arts and innovation. Some experts believe it spontaneous and…
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2020-2021 were tough years for most business and property owners. How does it affect you post-COVID when you need capital or plan…
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I have a free downloadable personal review journal using six words to transform your 2023. Here are some of my responses for…
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May 9, 2023
Probably one of the most gripping lines delivered in a film. It’s Not Your Fault: If you are a business owner and…
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May 7, 2023
Timeboxing is an intentional method of ensuring you do productive and deep work throughout your workday. You commit to a specific time…
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My relationship with money changed when I released tens of tons of personal baggage. It allowed me to feel worthy of being…
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May 6, 2023
Yesterday, I charged a five-figure sum for a few hours of my time on a Saturday. The client didn’t question my fee.…
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Before my father found his sobriety, he was homeless. When he rebuilt his life, the fear of losing it again persisted in…
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May 4, 2023
It is hard to craft your future if you don’t know what you can do or what is out there to be…
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May 4, 2023
Several years ago, I decided to stop asking others, “What do you think of…?” I just started doing it. The pandemic allowed…
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You’ve sent your business and personal tax returns, financial statements, and bank statements. Now what? Lenders figure out if you can repay…
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May 1, 2023
With debt service becoming a challenge on a property loan or business line, other forms of strategic capital help you press forward.…
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Saying Large Office Floorplates Make Poor Multi-Family Conversions is a NIMBY-ist View to the Housing Crisis. Scott Rechler, CEO of RXR Realty,…
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April 29, 2023
They put their egos aside and exited unprofitable products/services to manage their #BrandIdentity. #CNN shuttered their CNN+ streaming service after 30 days…
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April 29, 2023
How I Recovered 9,400 Hours of my Life by Being Intentional Twelve years ago, I gave up my office in Downtown Los…
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April 29, 2023
Self-help is a $ 44 billion industry. The ideal customer wants a quick fix without commitment. It often isn’t quick, but they…
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We all want a better business than what we have today. While interviewing a potential new client this week for #exitplanning advisory…
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April 26, 2023
Anne Heche and Prince passed away without a will or an estate plan. Are you going to do the same? Planning is…
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April 25, 2023
Author Jeff Yang wrote a powerful opinion piece in the New York Times covering the three recent mass shootings where Asians targeted…
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Scenario: Small fish buying big fish in the building materials industry. The seller is in poor health with no heirs. Buyer is…
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April 22, 2023
I had to share bad news about a client with my wife and business partner last night. He moved the goalpost. Again.…
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April 20, 2023
I’m not the best artist. I can blame being left-handed or not having “it” whatever “it” is. Regardless, I draw without fear.…
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2023 will show some opportunistic headlines: “XYZ Property Owner defaults on $5MM loan after purchasing property for $8MM” Before your gold-covered glasses…
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#Cohousing is gaining popularity as a more #sustainable and community-oriented form of #housing. Unlike traditional single-family homes (#SFRs), which typically come…
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April 16, 2023
If you have kids, especially teenagers, getting a chore done to your standard is hit-and-miss. My wife and I push for excellence…
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“Getting old isn’t for the weak.” My dad used to say this a lot before he passed away last January. In addition…
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April 13, 2023
My wife calls me Hawk Eyes. Not because I have an affection for Marvel Comics. I am a keen observer - Not…
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RickRubin is making the rounds on the interview circuit for his new book: The Creative Act: A Way of Being. His multi-Grammy-winning…
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April 10, 2023
What is a buyer is thinking when buying your business? Dependency How much time are you spending in the business? (Do you…
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Create a Vision – If you know where you’re going, you know where you don’t belong. Visualize a real picture so you…
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April 9, 2023
Five Ways #Cohousing ROI Beats Traditional #BTR and #Multifamily This whole week I shared some nuggets on the importance of Cohousing in…
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April 7, 2023
#Cohousing is Not a Rejection of #Capitalism. Here is Proof: The La Borda cohousing project in Spain offers a unique and effective…
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April 6, 2023
I have learned in business and personal relationships – I can be too “something” to everyone: Too motivated, Too confident, Too passive,…
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This weekend, I finished laying about 840 square feet of pavers in my front yard. My next project was to start laying…
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April 5, 2023
Before everyone became a multi-hyphen (professionals with more than one specialty), There was Buckminster Fuller. He worked as an engineer, mapmaker, architect,…
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The Fed raised rates by another 0.75% today resulting in a 115% increase in the prime rate since March 2022. This means…
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April 4, 2023
I’ve been posting every day for the last 40 days. Writing allows me to focus on what I offer and to whom.…
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April 3, 2023
SOFR was near zero earlier this year and is around 3.04% and rising as of December 2022. #SOFR (Secured Overnight Financing Rate)…
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April 1, 2023
Case Study: How I Saved a $3.2MM Business Sale from Blowing Up Case Study: How a I saved a $3.2MM Business…
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April 1, 2023
I don’t get warm and fuzzy feelings about any celebration that tends to commodify culture. I do get them when words are…
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March 31, 2023
Find personal fulfillment over success with these four guidelines: Know your motivations – They might be competition, money, and collaboration, but think…
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Exit planning is a critical process, especially in a down market. When economic conditions are challenging, timing becomes even more important as…
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March 28, 2023
Why is it ‘Morning You’ makes great choices, but ‘Evening You’ makes terrible ones? You are powerless to win in a moment-by-moment…
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Discover the key indicators of business readiness and learn how to increase your company's value with the book 'When Do You Know…
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March 27, 2023
Here’s how commercial real estate investors will find success in a rising rate environment. Rates for Fannie and Freddie are in the…
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Cohousing communities, which are collectively managed and maintained living spaces, are becoming increasingly popular in cities around the world. Over the last…
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March 22, 2023
Using the 10-Minute Rule to Keep Your Life in Order My father passed away in late January 2022. It was a…
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Learn about the six common mistakes made when raising capital for business or commercial real estate. Avoid costly mistakes and find success…
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March 21, 2023
#Cohousing offers a unique solution to solve #homelessness Cohousing is a unique form of housing that brings people together to form a…
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I used to work for a very wealthy family that owned and managed tens of millions of square feet of commercial real…
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March 18, 2023
Several times in the last two weeks I have had capital sources use fancy words to say they’re not lending. “Moratorium” “Pause”…
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My wife and I care for my parents in our home. Both showed signs of dementia and other health issues in late…
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Mindset Shift - What we think and believe is what we act upon. What friends, projects, or people gave you power and…
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March 18, 2023
This weekend one of our four dogs passed away. Bella had kidney disease and it was a tough final month for her.…
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March 17, 2023
Back in 2017 my wife and I bought a real fixer of a home. It sat empty for three years so we…
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March 14, 2023
Anyone who earns a success fee rather than renting their time by the hour is familiar with the challenges of irregular income.…
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If you are frustrated with #calling and the #followup needed to be successful, here’s a personal motivation story to keep your eye…
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Maximize your leadership potential as a business owner. Learn practical strategies for scaling your capacity to lead, such as developing a growth…
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Maximize your chances of success by learning the seven ways to guarantee commercial lenders will approve your financing request. Here are tips…
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March 12, 2023
Four Reasons Commercial Real Estate > Stock Market and Cryptocurrency Commercial real estate is a tangible asset. It is a physical property…
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March 12, 2023
Buzzwords that don’t help you get to where you need to be with your business or real estate project:\ “Soft Landing,” “Inflationary…
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#Cohousing Offers Real Economic and Environmental Benefits for #BTR Cohousing is a housing model that prioritizes community living, shared resources, and sustainability.…
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Action. When you choose to do something for yourself or your business, you satisfy the desire that is coming from your heart.…
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March 11, 2023
Two Effective #Cohousing Development Strategies for Market Rate and Low-Income Projects Cohousing is a type of intentional community living where residents share…
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$1.2 trillion in federal spending in the next five years? How do you get your share? Understand where the funding is being…
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March 6, 2023
I’m a giver. I give until it hurts. It can be my time or money. It’s not a negotiation where I need…
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With the prime rate has gone up three hundred basis points (3.00%) since March 2022, SBA lenders and buyers are taking notice.…
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March 6, 2023
How to Duplicate Yourself and Scale Your Business If you’re like me, you pay attention to details and have a tough…
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March 4, 2023
My son, who is a person with #autism, never fails to ask deep questions while I drive him to college. This morning,…
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February 25, 2023
Why #BTR and #MultiFamily #Developers Need Marmalade Lane #Cohousing in their Life The Mietshäuser Syndikat (Apartment Buildings Syndicate in English) is a…
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February 24, 2023
Global debt service helps a lender understand the additional cash flow and debt obligations across your entire personal and business financial…
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February 23, 2023
Cohousing communities, which are collectively managed and maintained living spaces, are becoming increasingly popular in cities around the world. Over the last…
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It is easy to fall into the trap of reacting to problems as they arise. It's important to be responsive and address…
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February 22, 2023
My father passed away in late January 2022. It was a tough experience. He was in hospice for the better…
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February 22, 2023
I write seven days a week to help business owners and real estate investors: ✅ Accelerate value, ✅ Become better leaders, ✅…
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February 21, 2023
Scott Rechler, CEO of RXR Realty, owns nearly 100 properties in the New York City area. He is sharing he might ‘hand…
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February 21, 2023
Three things I never regret doing: Getting up early to spend time alone in prayer/meditation. Exercising – Went lap swimming at 6am…
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February 19, 2023
https://youtu.be/Xu6u7tsZXDg Click on the Video to watch or if you prefer, read below. Hello Friends and Family: I am reaching…
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Retailers like #Amazon simplify the purchase process with a buy button. The customer can select and pay quickly without a whole lot…
Posted by bermudez.marcelo
February 13, 2023
He’s a second year student studying #hospitality management while he explores and discovers his strengths. During his high school experience, he’d share…
Posted by bermudez.marcelo
February 12, 2023
Discover a unique approach to building wealth by using a T.E.N.T. Learn how to make smart financial decisions and achieve financial freedom.…
Posted by bermudez.marcelo
Want to secure the Food Supply Chain? Fight for Improved Electrical Infrastructure There is an urgent need to upgrade the electrical infrastructure…
Posted by bermudez.marcelo
February 11, 2023
My website: www.marcelobermudezinc.com My CRM, Social, and email campaign manager is in Zoho. I write a daily morning post in Microsoft Word…
Posted by bermudez.marcelo
February 10, 2023
Sunday is “Clean Out the Fridge Day” in our home. The would-be leftovers that one of us said, “No. Save it. I’ll…
Posted by bermudez.marcelo
I wash my mother’s medical linens. She’s in hospice and lives with me and my family. I did the same for my…
Posted by bermudez.marcelo
Work on Yourself Daily – Your vision creates clarity for your road map to consistency while you put in the work. How?…
Posted by bermudez.marcelo
February 5, 2023
After decades as an entrepreneur and university professor, Galloway had the foresight to duplicate himself last year from his podcast, Prof G…
Posted by bermudez.marcelo
February 4, 2023
POSITIONS CURRENTLY OPEN AT SHŌKUNIN, INC. Are you a critical thinker? Do you like autonomy? We are looking for trustworthy…
Posted by bermudez.marcelo
February 3, 2023
https://marcelobermudezinc.com/wp-content/uploads/2022/06/blue-abstract-high-tech-device-futuristic-motherboard-with-digital-hi-tech-animated-SBV-346498748-HD.mp4 In a June 2022 article[1] by Nitasha Tiku at the Washington Post, Google engineer Blake Lemoyne believes the company's AI (artificial…
Posted by bermudez.marcelo
February 3, 2023
The Soul Becomes Dyed with the Colours of its Thoughts – Marcus Aurelius Ever notice when you think of something, you see…
Posted by bermudez.marcelo
I have three kids. Two teens and one in his 20s. I strategize about making sure they understand how money works and…
Posted by bermudez.marcelo
February 2, 2023
Celebrate along the way – it’s supposed to be fun, not a chore. Use your achievements to power your next challenge Spend…
Posted by bermudez.marcelo
February 2, 2023
I had to make a hard decision this weekend. My mother, who has dementia, can no longer feed herself properly. After months…
Posted by bermudez.marcelo
February 1, 2023
The Inflation Reduction Act expanded the R&D credit from $250,000 to $500,000 per year for payroll taxes. How do you qualify? Private…
Posted by bermudez.marcelo
January 31, 2023
The US Dollar is the strongest it has ever been. Why does it seem like business owners and consumers are getting the…
Posted by bermudez.marcelo
January 30, 2023
An investor bragged on LinkedIn about why he disqualifies all opportunities to invest if the business owner exhibits any kind of ‘wokeness.’…
Posted by bermudez.marcelo
January 29, 2023
How Cohousing is an Intergenerational Wealth Strategy Cohousing is a growing trend to create #wealth, #affordability and social connections for people of…
Posted by bermudez.marcelo
January 27, 2023
As traditional and bridge lenders tighten up their lending preferences, borrowers and developers still need access to capital. Enter CPACE. Commercial Property…
Posted by bermudez.marcelo
January 27, 2023
I write seven days a week to help business owners and real estate investors: ✅ Accelerate value, ✅ Become better leaders, ✅…
Posted by bermudez.marcelo
January 26, 2023
If you’re like me, you pay attention to details and have a tough time handing things over to others. It’s a bad…
Posted by bermudez.marcelo
January 25, 2023
Pros and Cons of Leasing vs. Buying Equipment for Business Before you make any decisions about equipment, sift through the pros and…
Posted by bermudez.marcelo
January 24, 2023
Scenario: Owner-occupied commercial real estate refinance from a high-interest rate bridge loan to long-term permanent loan. Problem: Bank is ready to approve…
Posted by bermudez.marcelo
January 24, 2023
Employees/Hiring - Being Cheap Versus Frugal – With all the layoffs in the news, it is easy to think employees are fungible.…
Posted by bermudez.marcelo
January 22, 2023
I’ve gotten plenty of well-intentioned bad advice because family and friends wanted to see me succeed on their terms. “The Lord is…
Posted by bermudez.marcelo
January 21, 2023
The storm of inflation and increasing interest rates will force businesses and real estate projects with unmanageable capital structures to face the…
Posted by bermudez.marcelo
January 21, 2023
#Cohousing is gaining popularity as a more #sustainable and community-oriented form of #housing. Unlike traditional single-family homes (#SFRs), which typically come with…
Posted by bermudez.marcelo
Being an entrepreneur is a lonely business. Even if you have a supportive spouse/family or circle of friends, circumstances can beat you…
Posted by bermudez.marcelo
January 20, 2023
The Fed raised rates for the fifth time this year to curb inflation. Rising rates will create funding gaps to close a…
Posted by bermudez.marcelo
January 19, 2023
Whether it’s a client, your spouse, or your child, What you say and what they hear can be worlds apart. I pause…
Posted by bermudez.marcelo
Covey’s famous list offers a great way to build great habits as you work hard and plan 2023. Beginning with the end…
Posted by bermudez.marcelo
Season three of HBO’s Succession started this week. The writing is superb, and there is something magnetic to watch people destroy each…
Posted by bermudez.marcelo
According to a recent survey, a staggering 47% of small business owners believe they won't make it past the fall. This is…
Posted by bermudez.marcelo
January 12, 2023
Why is Healthcare a key to success in your retail property space? Choice is like oxygen. Desire won’t get you there. What…
Posted by bermudez.marcelo
January 9, 2023
Accelerate your financial success with the "Top 10 Money Moves Business Owners Make to Grow Wealth". Learn the essential strategies used by…
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January 2, 2023
Feeling directionless can feel like a sin. I write seven days a week to help business owners and real estate investors: ✅…
Posted by bermudez.marcelo
January 2, 2023
For every 0.25% increase in interest rate, debt proceeds decrease by 3.00% The Fed increased rates by 115% so far this year…
Posted by bermudez.marcelo
bermudez.marcelo, Author at Shokunin