CONTACT INFORMATION
Shokunin
Nationwide, Canada, and Mexico
+805.288.2674
logo
logo

Marcelo Bermudez

Capital and Strategy
Marcelo Bermudez is the CEO of Shōkunin, a commercial real estate and business capital and strategy advisory firm.

As a strategist, keynote speaker, and mediator, he helps owners and investors unlock value and achieve their business and financial goals.

With hands-on experience managing businesses and navigating complex commercial real estate transactions, Marcelo understands the challenges of growth, restructuring, and successful exits.

He works closely with his clients to deliver practical solutions and drive results.
Tokyo Street Photography
As we move into the final weeks of 2024, the commercial real estate finance landscape finds itself in familiar territory we saw…
1
As I continue to grow in my career as a capital advisor and broker, one of the most valuable lessons I've learned…
ADU Article
In cities like Los Angeles where land is scarce and housing demand is ever-growing, developers need innovative solutions that balance density with…
CHANGES TO SBA 504 LOAN PROGRAM (1)
The Small Business Administration (SBA) has announced significant changes to the SBA 504 Debt Refinance Program. They will be effective November 15,…
CHANGES TO SBA 7(A) LOAN PRORAM
I often encounter clients seeking ways to maximize their growth potential. One of the most powerful tools available to business owners today…
Fountain Pen on Ledger
My dad is getting old and wants to retire or control his business without going in every day.   The problem is…
png Is your business ready for growth
Working capital is a crucial financial indicator for companies, determining whether you have the resources to complete your current projects.   Here's…
Data Center Construction Phoenix Arizona
Pioneering Energy Efficiency in Data Centers   Marcelo Bermudez, CEPA Chief Executive Officer, Shōkunin, Inc. Expert in Strategic Planning & Capital Access…
Understanding the Asset Turnover Ratio: Importance, Calculation, and Improvement Strategies
Strategic Secrets of Credit Scores in Business and Commercial Real Estate Finance In the dynamic world of commercial real estate finance and…
When Do I Buy or Lease a Property for My Business?
The Case for Real Estate versus the Appeal of the S&P 500 The S&P 500, representing 500 of the largest companies listed…
Office Building Louisiana
Understanding Closing Protection Letters in Commercial Real Estate Finance   In the intricate landscape of commercial real estate transactions, a multitude of…
BRLO-NAKED-Spot-3
Traditional advertising often blends into the background. German craft beer brand BRLO has taken a bold step that's turning heads and sparking…
trade
In the intricate world of real estate and finance, both the broker and mediator bring unique and valuable insights into transactions. They…
tax
When 1031 Fails, 453 Prevails: A Guide to Smart Real Estate Tax Strategy   The Internal Revenue Code (IRC) provides taxpayers with…
Del
Introduction: In the vast landscape of real estate investment strategies, the Delaware Statutory Trust (DST) stands out as an increasingly popular mechanism.…
SFO Streetscape of Buildings
Real Estate Line of Credit vs. Traditional Refinance: A Comprehensive Analysis In the intricate world of commercial real estate financing, property investors…
Aerial Drone Shot 2
Introduction   Today, we delve into a compelling real-life story of a venture that began as a promising night market event, promising…
Rancho La Salud 2
In recent years, cohousing has emerged as a viable and increasingly popular housing solution for those seeking a more community-oriented way of…
Logo PROFIT OR PITFALL
Profit or Pitfall? Owner/Investor Q&A Hello, I'm Marcelo Bermudez, Chief Executive Officer of Shokunin, Inc. My journey in the business world isn't…
Crowdfunding:Types, Benefits | A Comprehensive Guide
Crowdfunding has rapidly become an effective way for startups, individuals, and nonprofits to raise funds for their projects or initiatives. It's an…
how to buy a franchise guide
How Not to Get Screwed Buying a Franchise As a capital provider and exit planning advisor, I've helped several clients with review…
Profit and Loss Statement: A Comprehensive Guide for Small Business Owners
Understanding financial statements is crucial for business owners to make informed decisions. One of these essential statements is the Profit and Loss…
Understanding the Asset Turnover Ratio: Importance, Calculation, and Improvement Strategies
For a business to thrive, it's crucial to understand the key financial metrics that reflect its operational efficiency. One such crucial metric…
When Do I Chase After Big Clients versus the Ones I Have Now
As a business owner, it's natural to consider pursuing big clients to accelerate growth and increase revenue. However, it's essential to carefully…
Profit Margins: Definition, Formula, and How to Calculate
Profit margins hold a pivotal role in business financial management, providing valuable insights into the operational efficiency, profitability, and overall financial health…
When Do I Buy or Lease a Property for My Business?
Deciding whether to buy or lease a property for your business is a significant decision that can impact your financial stability and…
How Do I Analyze the Business My Boss Wants to Sell Me?
Your boss is ready to retire and you have become the ‘go-to’ person for everything. The owner wants to pass it on…
Can My Business Afford to Become a Supplier to the Government?
Becoming a supplier to the government can be an enticing opportunity for businesses. However, it's crucial to carefully assess whether your business…
Government Grants or Credit Lines for Your Business?
When it comes to funding your business, exploring government grants and credit lines can be attractive options. Both provide financial support to…
Cheapest Ways to Finance an Expansion of Your Business
When it comes to financing the expansion of your business, finding the most cost-effective options can help you maximize your resources and…
Why Does the Bank Really Need My 24-Month Projection for My Loan Request?
When applying for a business loan, you're often required to provide a 24-month financial projection. This requirement might seem arbitrary or even…
Why Does the Bank Really Need My 24-Month Projection for My Loan Request?
Building a strong business credit profile without relying on personal guarantees or using your personal tax identification number (TIN) is an achievable…
Does My Bank Understand Cash Flow Management in My Business?
When dealing with financial institutions, you may often find yourself asking, "Does my bank truly understand my business, particularly its cash flow…
How Can I Prove to a Lender That My Business Is Ready for Contingencies?
When seeking financing for your business, it's important to demonstrate to lenders that your business is prepared to handle contingencies or unexpected…
When to Lease or Buy Equipment: Making Smart Choices for Your Business
One of the most significant decisions a small business owner must make is whether to lease or buy equipment. Each option has…
Understanding Why You Have Insufficient Cash Flow
Cash flow is the lifeblood of any business. It fuels daily operations, supports growth, and ensures that obligations to suppliers and employees…
Why You Shouldn't Apply for an SBA Loan
Small Business Administration (SBA) loans are often touted as a go-to source of funding for small and medium-sized businesses (SMBs). While they…
Why Your Bank Denied Your SBA Loan Request
Small Business Administration (SBA) loans can be a lifeline for businesses seeking capital. However, securing one isn't always a straightforward process. It…
The Pros and Cons of Secured vs. Unsecured Business Loans
When seeking financing for your small to medium-sized business (SMB), one of the key decisions you'll face is choosing between a secured…
How Economic Trends Impact SMB Financing: A Discussion
Economic trends significantly impact the financial landscape for small to medium-sized businesses (SMBs). Fluctuations in the economy, such as periods of inflation…
The Process of Refinancing a Business Loan: A Step-By-Step Guide
Refinancing a business loan involves replacing an existing loan with a new one, often with a lower interest rate or more favorable…
Understanding Collateral in Business Loans
Accessing funds to grow your small to medium-sized business (SMB) often involves securing a business loan. One crucial aspect of many business…
Navigating business financing amid market trends. Understand their influence and optimize funding strategies for success. Stay ahead now!
Every industry undergoes market trends that impact various aspects of a business, including business financing. Understanding these trends can be key to…
Deciphering the Fine Print: Understanding Your Business Loan Agreement
When securing a loan for your small to medium-sized business (SMB), understanding your business loan agreement is crucial. This document contains all…
The Role of Credit Scores in Business Financing
Business financing is a crucial part of starting and growing any enterprise. However, obtaining financing isn't always straightforward - it often depends…
Cash Flow
Cash flow management is critical for the success of every small and medium-sized business (SMB). A healthy cash flow ensures you can…
How to Determine the Best Financing Option for Your SMB
Every small to medium-sized business (SMB) will face the need for additional capital at some point in its lifecycle. This capital could…
How to Apply for a Working Capital Loan: A Step-by-step Tutorial for SMBs
In a world of constant business evolution, adequate working capital can mean the difference between stagnation and growth. This essential resource helps…
Understanding the Basics of a Line of Credit: A Comprehensive Guide for SMBs
Understanding the Basics of a Line of Credit: A Comprehensive Guide for SMBs In the dynamic world of small and medium-sized businesses…
Top 10 Myths and Misconceptions About Business Loans Debunked
In the world of small and medium-sized businesses (SMBs), myths and misconceptions about business loans abound. These can create unnecessary apprehension, keeping…
Why You Should Consider a Line of Credit for Your Business: Key Benefits and Insights
Navigating the financial landscape can be complex, particularly for small and medium-sized businesses (SMBs). With various financing options available, it's crucial to…
Peninsula Ixtapa Entry Evening Resized 1512 x 735 687kb
Grab your passport and travel to Ixtapa to enjoy our piece of heaven on the beach. We have a full-service offering for…
business man financial inspector and secretary making report, ca
For small and medium-sized businesses (SMBs), maintaining positive cash flow can be challenging, especially when unexpected expenses arise, or sales are seasonally…
T he Power of Asset - Based Lending: A Comprehensive Guide for SMBs
In the ever-evolving world of business finance, new lending models are continually emerging. One of these models that has proven beneficial for…
asset
In the ever-evolving world of business finance, new lending models are continually emerging. One of these models that has proven beneficial for…
Invoice Financing for SMBs: A Complete Guide
As a small or medium-sized business (SMB), managing cash flow is crucial for sustainable growth. When customers delay payments, it can create…
How Factoring Services Benefit SMBs: A Comprehensive Guide
As a small or medium-sized business (SMB), maintaining a healthy cash flow is essential to your operation's stability and growth. Invoice factoring,…
1
In the world of international trade, securing the necessary financing is critical for success. Trade finance is a cornerstone of global business,…
facilities management
Mediation: A Path to Ensuring Continuity in a Family-Run Construction Business In the heart of our region, there's a family-run construction business…
Add a subheading
As a small or medium-sized business (SMB), maintaining, upgrading, or purchasing new equipment can represent a significant financial challenge. Equipment financing is…
11
As a small or medium-sized business (SMB), managing cash flow is crucial for sustainable growth. When customers delay payments, it can create…
As a small or medium-sized business (SMB), maintaining a healthy cash flow is essential to your operation's stability and growth. Invoice factoring,…
This is a common situation in the world of technology and startups, and it's a good idea to take steps to protect…
Capture
The June 24, 2023, Financial Times article by Silvia Sciorilli Borrelli discusses Gucci and the importance of effective succession planning in preserving…
Cohousing 2 - changing needs
With the nuclear family in the minority, Build-to-Rent (#BTR) is not the panacea for solving the housing crisis The traditional model of…
Make an effort not an excuse
I’ve been swimming for a few weeks now, but my body is still sore and adjusting to this new workout. When the…
Threats Affecting Your Business Value | Part 4 of 4
You’re ready from a personal perspective to maximize your business value if you: Have a written personal plan outside of the business…
ashley-knedler-Pf5Pj7A5ddA-unsplash Mountain top achievement

Goal Setting

June 13, 2023
     Personal Goal Setting: – Planning to Live Your Life Your WayBy the Mind Tools Content Team  Planning to Live Your…
Oxnard Homeless Solutions Center Dark
  My fellow Ventura County Leadership Academy Cohort XXVII Member, Atticus Reyes, a Field Representative for the California State Assemblymember Steve Bennett,…
Most Business Owners Don’t Know If They Have Enough Money to Retire
Trying to balance revenue, employees, and a product or service is challenging. Never mind if you’re paying yourself properly as an owner…
Aiden tshirt transition away from gifts
I’ve been transitioning the family to step away from gifts during the holidays and think about experiences and investments. This year, my…
Can You Retire After You Sell your Business?
I love watching business leaders like Alex Hormozi, and the guys at My First Million share ideas and stories on business growth.…
I swam my best laps
I swam my best laps from a consistency perspective today. I stopped less in between turns. My breathing, although still a challenge,…
How to Manage a Toxic Client
Profile: A white, successful, and elderly couple inherited a business with no debt 50 years ago. The sale will net a mid-seven…
When Cancer Comes Knocking on Your Door. The Five D’s in Real Time
I have three dogs which means we have a great relationship with a groomer. We have been going to her for ten…
Let’s Talk About Receivership – A Position of Trust
As tenant rents and bank/CMBS loan delinquencies increase, both the lender and owner want to protect the property and their interests. A…
Compare options. Learn the pros and cons of senior independent living vs co-housing. Discover the social & financial impact of each. Read now.
Senior independent living and cohousing are both options for older adults looking for housing, but they have distinct financial and social costs.…
Why is considering a healthcare tenant a key to success for your retail property space?
Longer leases - Even though the tenant improvement cost is higher up-front, you can lure tenants willing to sign longer leases. Community…
brian-babb-XbwHrt87mQ0-unsplash
  In a world of TL;DR, here are my article notes and highlights for Los Angeles Times Article “A snapshot of new…
How to survive in a rising rate environment
Reduce Your Duration to Floating Rate Turbulence – Not all banks lend on the prime rate. Seek relationships with banks or brokers…
I drive my college-age son to school
  He is a person with #autism and although he has passed the written part of driver’s ed, he is deciding if…
Things I can’t control The past The future The economic cycle What Others Think Things I can control: What I read, see,…
What are the 7 habits of a successful business owner?
  Always learning and sharing knowledge Patient but ready to act when opportunity knocks Doesn’t argue with reality – Uses data to…
How Business Owners can find revenue opportunities in the Infrastructure Bill
How Business Owners can find revenue opportunities in the Infrastructure Bill https://www.quickbridge.com/blog/how-small-businesses-can-benefit-from-the-infrastructure-bill/ How the Inflation Reduction Act will create opportunities for small…
Irritation Brings Inspiration
I care for my elderly parent with #dementia It means I wash a lot of laundry. A lot. The machine never stops.…
“Who is Tesla to You?” Supply chain failure and exit planning
Shanghai and Chengdu are going through a 60-year drought. No rain means less water causing hydroelectric power output to falter. There are…
RV and Park
The Beauty of the Bolt-On Acquisition 2023 will be a great year for bolt-on acquisitions. This strategy is used when a larger…
Commercial Loan Workout or Modification? Three things to prepare
Commercial Loan Workout or Modification? Tomāto / Tomahto? Three things to prepare for either. Negative leverage is here. You need diplomacy to…
Homeless LA Resized small
A Worthwhile Alternative to Foreclosure: Receivership The LA Times reported that the City of Los Angeles is seeking to assign a receiver…
The Value of Being an Expert Generalist
I drank from a firehose to learn all the jargon, acronyms, and details that are important to bring value as an advisor…
Shiv Logan
Only one-third of family businesses go on to succeed past the first generation. Only nine percent go on to the second generation. Why do transitions fail?
How to Escape Gridlock without Flying Cars
The Guardian newspaper covered the unlikely city, O’Fallon, IL and its similarities to Paris, France. The City’s master plan follows the same…
Hazards of Being an Entrepreneur while Managing Elderly Parent Care
My wife and I care for my parents in our home. Dad passed away in early 2022. Mom turned 87 last month,…
Using the Year-End Personal Review-Journal – Step 2- DESIGN
I have a free downloadable personal review journal using six words to transform your 2023. It's in the comments. Here are some…
Daily Typeshare Typewriter Blank
Shame and Rage Goal Setting Notes from the "My First Million" Podcast “How To Set Goals For Lazy People | Goal Setting…
How to Decide to Buy Businesses or Real Estate During a Recession
As the market turns, new opportunities will show up to buy existing businesses or real estate. The music will stop as owners:…
Nury Martinez and The Business of Integrity
Councilmember Martinez and I have similar background stories. We are the same age, grew up in the same neighborhood, have immigrant parents,…
Best Buy used to lose $1BQuarter - How are they still around
The, CEO, Hubert Joly had a plan to create value in 2012. Instead of building large distribution centers, Joly used every store…
How did a College Dropout Build a $3 Billion Real Estate Empire?
Roy Carroll follows Warren Buffet’s investment strategy: Find good companies and don’t trade a lot. He finds good land, develops them into…
linkedin-sales-solutions-4nu1d0HYwAg-unsplash
  Wrong Found a space to lease so I can finish my financial model and capital raising deck for a new business…
Can you schedule creativity?
Creativity is a complex and multifaceted concept that is often associated with the arts and innovation. Some experts believe it spontaneous and…
How are lender’s analyzing your Post-COVID business or real estate loan?
2020-2021 were tough years for most business and property owners. How does it affect you post-COVID when you need capital or plan…
Transform your 2023 with our free personal review journal. Step 2: DESIGN. Use our simple 6-word formula to create a roadmap for success and achieve your goals with clarity and purpose.
I have a free downloadable personal review journal using six words to transform your 2023. Here are some of my responses for…
It’s Not Your Fault
Probably one of the most gripping lines delivered in a film. It’s Not Your Fault: If you are a business owner and…
Timeboxing is an intentional method of ensuring you do productive and deep work throughout your workday. You commit to a specific time…
Infinite Relationship with Money & Wealth: Part 2 of 2
My relationship with money changed when I released tens of tons of personal baggage. It allowed me to feel worthy of being…
Weekends are for investing, Part 3
Yesterday, I charged a five-figure sum for a few hours of my time on a Saturday. The client didn’t question my fee.…
Infinite Relationship with Money & Wealth: Part 1 of 2
Before my father found his sobriety, he was homeless. When he rebuilt his life, the fear of losing it again persisted in…
You Can’t Be What You Know Nothing About
It is hard to craft your future if you don’t know what you can do or what is out there to be…
take your shot

Take Your Shot

May 4, 2023
Several years ago, I decided to stop asking others, “What do you think of…?” I just started doing it. The pandemic allowed…
Part 1 of 2 – SECRET SAUCE - What do lenders do with all your financial information when you’ve made a financing request?
You’ve sent your business and personal tax returns, financial statements, and bank statements. Now what? Lenders figure out if you can repay…
Creative Forms of Capital
With debt service becoming a challenge on a property loan or business line, other forms of strategic capital help you press forward.…
Challenging NIMBYism in Housing Conversions: Large Office Floorplates as a Solution
Saying Large Office Floorplates Make Poor Multi-Family Conversions is a NIMBY-ist View to the Housing Crisis. Scott Rechler, CEO of RXR Realty,…
What do IBM, Maersk, and CNN have in common that will help you outperform your competition?
They put their egos aside and exited unprofitable products/services to manage their #BrandIdentity. #CNN shuttered their CNN+ streaming service after 30 days…
Twelve years ago - My Story
How I Recovered 9,400 Hours of my Life by Being Intentional Twelve years ago, I gave up my office in Downtown Los…
Self Help or Help Others?
Self-help is a $ 44 billion industry. The ideal customer wants a quick fix without commitment. It often isn’t quick, but they…
Chase Fulfillment – Make Your Business Give You More Energy Than It Takes
We all want a better business than what we have today. While interviewing a potential new client this week for #exitplanning advisory…
Anne Heche Prince Estate Planning
Anne Heche and Prince passed away without a will or an estate plan. Are you going to do the same? Planning is…
How Cohousing Can help Reduce Violence
Author Jeff Yang wrote a powerful opinion piece in the New York Times covering the three recent mass shootings where Asians targeted…
Saving a $3.2MM Business Deal: A Husband & Father's Strategies
Scenario: Small fish buying big fish in the building materials industry. The seller is in poor health with no heirs. Buyer is…
I had to share bad news about a client with my wife and business partner last night.
I had to share bad news about a client with my wife and business partner last night. He moved the goalpost. Again.…
You need to create “junk” to be successful in your field
I’m not the best artist. I can blame being left-handed or not having “it” whatever “it” is. Regardless, I draw without fear.…
How much would you pay for a distressed commercial mortgage note? Part 1
2023 will show some opportunistic headlines: “XYZ Property Owner defaults on $5MM loan after purchasing property for $8MM” Before your gold-covered glasses…
Cohousing: A Better Alternative to the Single-Family Residence and a 30-Year Mortgage
  #Cohousing is gaining popularity as a more #sustainable and community-oriented form of #housing. Unlike traditional single-family homes (#SFRs), which typically come…
Doing beyond what is required
If you have kids, especially teenagers, getting a chore done to your standard is hit-and-miss. My wife and I push for excellence…
How Caring for my Elderly Parents Convinced Me to get into Cohousing as an Investor
“Getting old isn’t for the weak.” My dad used to say this a lot before he passed away last January. In addition…
Advice from a Hawk

Advice from a Hawk

April 13, 2023
My wife calls me Hawk Eyes. Not because I have an affection for Marvel Comics. I am a keen observer - Not…
The Best Work Divides the Audience – How Rick Rubin Unlocked a Cheat Code for Me
RickRubin is making the rounds on the interview circuit for his new book: The Creative Act: A Way of Being. His multi-Grammy-winning…
Are you the bottleneck?
What is a buyer is thinking when buying your business? Dependency How much time are you spending in the business? (Do you…
Using the Year-End Personal Review-Journal – Step 4 - VISION
Create a Vision – If you know where you’re going, you know where you don’t belong. Visualize a real picture so you…
Cohousing 5 ROI

Cohousing 5 ROI

April 9, 2023
Five Ways #Cohousing ROI Beats Traditional #BTR and #Multifamily This whole week I shared some nuggets on the importance of Cohousing in…
Cohousing 7 not a rejection of capitalism
#Cohousing is Not a Rejection of #Capitalism. Here is Proof: The La Borda cohousing project in Spain offers a unique and effective…

Too “Something”

April 6, 2023
I have learned in business and personal relationships – I can be too “something” to everyone: Too motivated, Too confident, Too passive,…
How to Deal with Setbacks in Your Business or Real Estate Project
This weekend, I finished laying about 840 square feet of pavers in my front yard. My next project was to start laying…
Before everyone became a multi-hyphen (professionals with more than one specialty), There was Buckminster Fuller. He worked as an engineer, mapmaker, architect,…
Here’s What Successful Business Owners are Doing to Beat Inflation
The Fed raised rates by another 0.75% today resulting in a 115% increase in the prime rate since March 2022. This means…
How Writing Everyday Improves Other Parts of My Life.
I’ve been posting every day for the last 40 days. Writing allows me to focus on what I offer and to whom.…
Chart, line chart Description automatically generated
SOFR was near zero earlier this year and is around 3.04% and rising as of December 2022. #SOFR (Secured Overnight Financing Rate)…
Marcello-038
  Case Study: How I Saved a $3.2MM Business Sale from Blowing Up Case Study: How a I saved a $3.2MM Business…
Doing versus saying during
I don’t get warm and fuzzy feelings about any celebration that tends to commodify culture. I do get them when words are…
Everybody is Crushing It Except You
Find personal fulfillment over success with these four guidelines: Know your motivations – They might be competition, money, and collaboration, but think…
Exit planning is a critical process, especially in a down market. When economic conditions are challenging, timing becomes even more important as…
You are a Self-Harm Machine
Why is it ‘Morning You’ makes great choices, but ‘Evening You’ makes terrible ones? You are powerless to win in a moment-by-moment…
growing
Discover the key indicators of business readiness and learn how to increase your company's value with the book 'When Do You Know…
Return of the Mack – All-Inclusive Trust Deed (AITD)
Here’s how commercial real estate investors will find success in a rising rate environment. Rates for Fannie and Freddie are in the…
Cohousing communities, which are collectively managed and maintained living spaces, are becoming increasingly popular in cities around the world. Over the last…
Daily Typeshare Typewriter Blank
Using the 10-Minute Rule to Keep Your Life in Order   My father passed away in late January 2022. It was a…
Six Mistakes When Raising Capital for Business
Learn about the six common mistakes made when raising capital for business or commercial real estate. Avoid costly mistakes and find success…
Cohousing 8 Homelessness and Supportive Housing
#Cohousing offers a unique solution to solve #homelessness Cohousing is a unique form of housing that brings people together to form a…
now write for this max 150 characters
I used to work for a very wealthy family that owned and managed tens of millions of square feet of commercial real…
Sharpen your pencil

Sharpen your pencil

March 18, 2023
Several times in the last two weeks I have had capital sources use fancy words to say they’re not lending. “Moratorium” “Pause”…
Entrepreneur & Elderly Parent Care: 3 Ways to Balance
My wife and I care for my parents in our home. Both showed signs of dementia and other health issues in late…
Using the Year-End Personal Review-Journal – Step 3- ACTION
Mindset Shift - What we think and believe is what we act upon. What friends, projects, or people gave you power and…
The Test of Resilience in Death
This weekend one of our four dogs passed away. Bella had kidney disease and it was a tough final month for her.…
Weekends are for investing, not spending
Back in 2017 my wife and I bought a real fixer of a home. It sat empty for three years so we…
Managing Cash Flow When Your Income is Irregular
Anyone who earns a success fee rather than renting their time by the hour is familiar with the challenges of irregular income.…
Network is Your Net Worth – An inspirational story for entrepreneurs
If you are frustrated with #calling and the #followup needed to be successful, here’s a personal motivation story to keep your eye…
How do you scale your capacity to lead as a business owner?
Maximize your leadership potential as a business owner. Learn practical strategies for scaling your capacity to lead, such as developing a growth…
Seven ways to guarantee commercial lenders approve your financing request
Maximize your chances of success by learning the seven ways to guarantee commercial lenders will approve your financing request. Here are tips…
CRE is better than stocks and crypto - Why ? 4 Reasons
Four Reasons Commercial Real Estate > Stock Market and Cryptocurrency Commercial real estate is a tangible asset. It is a physical property…
Manage Scenarios, Not Your Gut
Buzzwords that don’t help you get to where you need to be with your business or real estate project:\ “Soft Landing,” “Inflationary…
Cohousing 3 Offers Real Economic and Environmental Benefits for BTR
#Cohousing Offers Real Economic and Environmental Benefits for #BTR Cohousing is a housing model that prioritizes community living, shared resources, and sustainability.…
Action. When you choose to do something for yourself or your business, you satisfy the desire that is coming from your heart.…
The Importance of C-PACE in a tough lending market
Two Effective #Cohousing Development Strategies for Market Rate and Low-Income Projects Cohousing is a type of intentional community living where residents share…
The Importance of Step 2 of the 7 Habits of Highly Successful People
$1.2 trillion in federal spending in the next five years? How do you get your share? Understand where the funding is being…
Learning How to Ask for Help
I’m a giver. I give until it hurts. It can be my time or money. It’s not a negotiation where I need…
Your business has lost 10% of its value - Here’s the math
With the prime rate has gone up three hundred basis points (3.00%) since March 2022, SBA lenders and buyers are taking notice.…
Pat Morita 2
How to Duplicate Yourself and Scale Your Business   If you’re like me, you pay attention to details and have a tough…
What to do When it isn’t “Your Day”
My son, who is a person with #autism, never fails to ask deep questions while I drive him to college. This morning,…
Cohousing 6 Marmalade Lane
Why #BTR and #MultiFamily #Developers Need Marmalade Lane #Cohousing in their Life The Mietshäuser Syndikat (Apartment Buildings Syndicate in English) is a…
Part 2 of 2 – SECRET SAUCE - What do lenders do with all your financial information when you’ve made a financing request
  Global debt service helps a lender understand the additional cash flow and debt obligations across your entire personal and business financial…
Cohousing communities, which are collectively managed and maintained living spaces, are becoming increasingly popular in cities around the world. Over the last…
Remove “Firefighter” from your Responsibilities as an Owner/Entrepreneur
It is easy to fall into the trap of reacting to problems as they arise. It's important to be responsive and address…
Organized Cabinet Wood shelves Resized 4mp
     My father passed away in late January 2022. It was a tough experience. He was in hospice for the better…
Saturdays are for investing toward
I write seven days a week to help business owners and real estate investors: ✅ Accelerate value, ✅ Become better leaders, ✅…
pexels-liza-summer-6382594
Scott Rechler, CEO of RXR Realty, owns nearly 100 properties in the New York City area. He is sharing he might ‘hand…
Three things I never regret doing: Getting up early to spend time alone in prayer/meditation. Exercising – Went lap swimming at 6am…
jeremy-watch
   https://youtu.be/Xu6u7tsZXDg Click on the Video to watch or if you prefer, read below.   Hello Friends and Family: I am reaching…
How do you turn your business into a giant BUY button? Hire a Deal Doula
Retailers like #Amazon simplify the purchase process with a buy button. The customer can select and pay quickly without a whole lot…
My son thinks he wants to be an entrepreneur
He’s a second year student studying #hospitality management while he explores and discovers his strengths. During his high school experience, he’d share…
Building Wealth with a T.E.N.T : My Journey to Financial Freedom
Discover a unique approach to building wealth by using a T.E.N.T. Learn how to make smart financial decisions and achieve financial freedom.…
Electrical-Infrastructure-Should-Be-Your-Maintenance-Priority
Want to secure the Food Supply Chain? Fight for Improved Electrical Infrastructure There is an urgent need to upgrade the electrical infrastructure…
My business is in finance for business and commercial real estate
My website: www.marcelobermudezinc.com My CRM, Social, and email campaign manager is in Zoho. I write a daily morning post in Microsoft Word…
Clean out your fridge

Clean out your fridge

February 10, 2023
Sunday is “Clean Out the Fridge Day” in our home. The would-be leftovers that one of us said, “No. Save it. I’ll…
Take Your Shot – A True Story About being Fearless and Friendly to Find Opportunity
I wash my mother’s medical linens. She’s in hospice and lives with me and my family. I did the same for my…
Using the Year-End Personal Review-Journal – Step 6 - CELEBRATE
Work on Yourself Daily – Your vision creates clarity for your road map to consistency while you put in the work. How?…
How Scott Galloway exits by design, not circumstance
After decades as an entrepreneur and university professor, Galloway had the foresight to duplicate himself last year from his podcast, Prof G…
wilder
  POSITIONS CURRENTLY OPEN AT SHŌKUNIN, INC.   Are you a critical thinker? Do you like autonomy? We are looking for trustworthy…
Asimo with child
https://marcelobermudezinc.com/wp-content/uploads/2022/06/blue-abstract-high-tech-device-futuristic-motherboard-with-digital-hi-tech-animated-SBV-346498748-HD.mp4 In a June 2022 article[1] by Nitasha Tiku at the Washington Post, Google engineer Blake Lemoyne believes the company's AI (artificial…
The Soul Becomes Dyed with the Colours of its Thoughts
The Soul Becomes Dyed with the Colours of its Thoughts – Marcus Aurelius Ever notice when you think of something, you see…
Is the American Dream Over for your Family? Tips to create a legacy
I have three kids. Two teens and one in his 20s. I strategize about making sure they understand how money works and…
Using the Year-End Personal Review-Journal – Step 6 - CELEBRATE
Celebrate along the way – it’s supposed to be fun, not a chore. Use your achievements to power your next challenge Spend…
Reverence to the Human Condition
I had to make a hard decision this weekend. My mother, who has dementia, can no longer feed herself properly. After months…
50% of Businesses Miss Out on Tax Credit: Update Your Knowledge of Inflation Reduction Act
The Inflation Reduction Act expanded the R&D credit from $250,000 to $500,000 per year for payroll taxes. How do you qualify? Private…
Reasons the Fed will need to stop raising rates
The US Dollar is the strongest it has ever been. Why does it seem like business owners and consumers are getting the…
Why using “Woke” as a Pejorative is Bad for Your Business
An investor bragged on LinkedIn about why he disqualifies all opportunities to invest if the business owner exhibits any kind of ‘wokeness.’…
cohousing 9 Intergenerational Wealth Strategy
How Cohousing is an Intergenerational Wealth Strategy Cohousing is a growing trend to create #wealth, #affordability and social connections for people of…
The Importance of C-PACE in a tough lending market
As traditional and bridge lenders tighten up their lending preferences, borrowers and developers still need access to capital. Enter CPACE. Commercial Property…
Forecast
I write seven days a week to help business owners and real estate investors: ✅ Accelerate value, ✅ Become better leaders, ✅…
How to Duplicate Yourself and Scale Your Business
If you’re like me, you pay attention to details and have a tough time handing things over to others. It’s a bad…
Electronics
Pros and Cons of Leasing vs. Buying Equipment for Business Before you make any decisions about equipment, sift through the pros and…
Look for the Next Problem to Solve, Not Which Product to Sell
Scenario: Owner-occupied commercial real estate refinance from a high-interest rate bridge loan to long-term permanent loan. Problem: Bank is ready to approve…
Avoid These Four Mistakes in a Recession
Employees/Hiring - Being Cheap Versus Frugal – With all the layoffs in the news, it is easy to think employees are fungible.…
Choose Your Path

Choose Your Path

January 22, 2023
I’ve gotten plenty of well-intentioned bad advice because family and friends wanted to see me succeed on their terms. “The Lord is…
pexels-liza-summer-6382594
The storm of inflation and increasing interest rates will force businesses and real estate projects with unmanageable capital structures to face the…
Urban area in Hong Kong city
#Cohousing is gaining popularity as a more #sustainable and community-oriented form of #housing. Unlike traditional single-family homes (#SFRs), which typically come with…
Five ways to keep a good attitude when things aren’t going as planned
Being an entrepreneur is a lonely business. Even if you have a supportive spouse/family or circle of friends, circumstances can beat you…
How mezzanine rising rate
The Fed raised rates for the fifth time this year to curb inflation. Rising rates will create funding gaps to close a…
What You Say and What They Hear
Whether it’s a client, your spouse, or your child, What you say and what they hear can be worlds apart. I pause…
The Importance of Step 2 of the 7 Habits of Highly Successful People
Covey’s famous list offers a great way to build great habits as you work hard and plan 2023. Beginning with the end…
hbo
Season three of HBO’s Succession started this week. The writing is superb, and there is something magnetic to watch people destroy each…
47% of small business owners say they won’t make it past the fall
According to a recent survey, a staggering 47% of small business owners believe they won't make it past the fall. This is…
Daily Typeshare – Week of 08.28.2022
Why is Healthcare a key to success in your retail property space? Choice is like oxygen. Desire won’t get you there. What…
Top 10 Money Moves Business Owners Make to Growth Wealth
Accelerate your financial success with the "Top 10 Money Moves Business Owners Make to Grow Wealth". Learn the essential strategies used by…
Don’t be a Roomba in December
Feeling directionless can feel like a sin. I write seven days a week to help business owners and real estate investors: ✅…
Closing Deals with Mezzanine or Preferred Equity in a Rising Rate Environment
For every 0.25% increase in interest rate, debt proceeds decrease by 3.00% The Fed increased rates by 115% so far this year…
Marcelo Bermudez, Author at Shokunin