I bought a run-down hotel to redevelop into a boutique hotel and banquet hall with retail food/beverage service as an owner-user. We had a good bridge loan from a private investor and I didn’t want to refinance. Marcelo was able to use CPACE to help us get reimbursed for items we didn’t know were already eligible for the CPACE program. Not only did I not need to provide a personal guaranty, I don’t have to make my first payment for another 24 months.
My manufacturing business was in bankruptcy after I had a dispute with the seller who carried the note. We were at our wits’ end to find a solution to pay them off so I could exit bankruptcy and keep the business. Not only did Marcelo find us a solution to pay them off and keep the business AND the property, he’s putting us into a federal USDA and SBA products for our long-term benefit before the bridge loan expires.
We needed a line of credit for our liquor manufacturing and distribution business. Everything out there seemed very expensive. Marcelo showed us capital products we didn’t even know existed to save us money and help us grow long-term at a reasonable cost. He also has been introducing us to new clients and vendors. The man knows everybody!
I own five food and beverage franchise locations. Our headquarters needed a refinance out of a hard money situation. The capital structure was complex, but Marcelo figured out a solid SBA 504 solution that will allow us to exit the hard money loan and prepare for the renovation of another property we own as well. He is also helping us with expansion capital for our next three locations without requiring a personal guarantee!
We bought a company in distress that had lost all credit options with its vendors. While we began to rebuild the company, Marcelo found capital to ensure we had enough cash flow to get to the next level instead of having to pre-pay for inventory and supplies as our client base and orders grew. He has also laid out a capital access plan for us as we hit certain revenue and income milestones to ensure we are successful with our investment.
My small construction development had run into trouble after a dispute with the general contractor. With foreclosure looming, Marcelo was able to synthesize everything to get the project past the finish line. His high level of communication and professionalism with the lender has bought us some time while we press forward and find a solution to finish the project.
